Central Government Atal Pension Scheme: Today we will tell you about such a scheme of the government, in which you will get full 5000 rupees monthly, but if you are married then you will get double it i.e. full 10,000 rupees.
Many special schemes are being run by the Central Government for all sections of the country. Today we will tell you about such a scheme of the government, in which you will get the full 5000 rupees monthly, but if you are married then you will get double it i.e. full 10,000 rupees. Let us tell you that this money will be credited to your account every month.
Atal Pension Scheme
The name of this scheme is Atal Pension Yojana. In this, you are given a pension facility every month. Under this scheme, both husband and wife can earn. Apart from this, any person can take advantage of this scheme of the government. Let us tell you about the tremendous pension scheme of the central government-
Anyone can take advantage
Atal Pension Yojana is a popular scheme of the Modi government, in which citizens are given an amount ranging from Rs 1000 to Rs 5000 every month. If both husband and wife apply in this scheme, then they will get the benefit of Rs 10,000. The Pension Fund Regulatory and Development Authority has said that both husband and wife can apply for a pension amount of ₹ 5000 under this scheme.
Premium has to be paid every month.
In this scheme, citizens have to pay the premium amount every month. If the applicant is 18 years old, then he will have to pay a premium of Rs 210 every month. On the other hand, if the same money is given every three months, then Rs 626 will have to be given and Rs 1,239 will have to be given in six months. Apart from this, to get a pension of 1000 rupees every month, only 42 rupees will have to be paid at the age of 18.
Who will get the money in case of death before 60 years?
If for any reason the citizen dies before the age of 60 years, then the money of this Atal Pension Yojana will be given to the wife of the citizen. If for any reason both the husband and the wife die, then the money of this pension will be given to the nominated citizen.
You can invest till the age of 42
In this, you can invest monthly, quarterly and half-yearly. In this, you have to invest till the age of 42 years. Your total investment in 42 years will be Rs 1.04 lakh. After 60 years you will get a monthly pension of Rs 5000. Under section 80CCD of Income Tax, it gets the benefit of tax exemption.
Where can I open an account?
You can open only one account in the name of a member. You can open an account in this scheme through the bank. The contribution amount will also be given by the government for the first 5 years.