PM Shram Yogi Maandhan Yojana: The worst time of the epidemic has been witnessed by the people working in the unorganized sector. In such a situation, the Modi government has launched Pradhanmantri Shram Yogi Mandhan Yojana for those working in the unorganized sector. With the help of this scheme, the person concerned can plan his safe future easily and in less money. In this scheme, after the age of 60 years, a pension of three thousand rupees per month, ie, 36,000 rupees per year.
But if a person deposits more in the pension account, then his pension may increase. If the beneficiary dies before the pension is received, then 50% of the pension will be given to his spouse. Uttar Pradesh is the second state to have registered under this scheme, where 6,02,533 people have registered so far.
Top 5 districts of the state
Saharanpur – 21003
Kushinagar – 20792
Hardoi – 19430
Gorakhpur – 16552
Maharajganj – 132929
What is Pradhan Mantri Shram Yogi Maandhan Yojana
According to Gorakhpur Assistant Labor Commissioner VK Srivastava, to secure the future of workers after retirement, the Central Government has launched the Pradhan Mantri Shram-Yogi Maandhan Yojana. Under this scheme, workers will have to invest according to different ages. Under the scheme, a contribution of Rs 55 to Rs 200 monthly can be made. Where the applicant at the age of 18 has to pay 55 rupees every month, at the age of 30, the applicant has to pay 100 rupees and 40 years old 200 rupees.
Unorganized sector workers whose income is less than Rs 15,000 per month can avail this scheme. It is very easy to open an account under Pradhan Mantri Shram Yogi Maandhan Yojana. You have to go to the Common Service Center near the house. If there is no common service center nearby, then you can find the Common Service Center by visiting the Labor Ministry website. Apart from this, an account can also be opened by going to the District Labor Office, LIC Office.
Which papers will be needed
Household laborers, drivers, plumbers, cobblers, tailors, rickshaw drivers, washermen and agricultural laborers can take advantage of the Pradhan Mantri Shram Yogi Maandhan Yojana. In order to open an account under the scheme, the person concerned will need Aadhaar card, passbook of his bank account and mobile phone number. At the same time, to get the pension under the scheme, you have to deposit money at a fixed time every month. This limit of money will be decided based on your age and how much pension you want to take.
Who will not get the benefit of the scheme
If a person who applies for this scheme is already a member of another pension scheme then he will not be eligible for the Maandhan scheme. If the employee already has an EPF, NPS or ESIC account or pays income tax, then also he cannot become a member of the scheme.