Google Pay App will no longer be used only for making UPI payments. Rather, due to its card tokenization feature, people will be able to directly use the debit or credit cards of their banks for payment. For this, Google Pay has recently linked many banks with this feature.
The card tokenization feature digitizes your credit and debit cards in a way. Due to which you do not need to swipe or touch them at POS to make payment. Rather, payment is made from them in a digital way only.
Thanks to the card tokenization feature, you can use your debit or credit card for Tap and Pay, online or QR code payments on the Google Pay app itself. This feature connects your phone to the card as a secure digital token.
With this feature of Google Pay, you will be able to use debit or credit cards directly to make contactless payments from your phone at more than 2.5 million Visa merchant locations. Also, more than 15 lakh Bharat QR-enabled merchants will be able to make payments by scanning the QR code.
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Due to this feature, users can use credit cards to pay their electricity, water or mobile bills. You can recharge your mobile. You can also make online payments and for this the app does not even redirect them to a separate 3D Secure site.
With this feature of Google Pay, debit cards of SBI, Indusind Bank, and Federal Bank as well as credit cards of Indusind Bank and HSBC India can be used. Earlier, the credit cards of SBI Cards and debit-credit cards of Kotak Mahindra Bank and Axis Bank have been linked to this feature.
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