LIC Special Plan: In today’s time, it has become necessary to take health insurance for everyone. If you are also planning to buy an insurance policy, then this news is important. In this, we are telling you that about LIC Aam Aadmi Bima Yojana (Aam Aadmi Bima Yojana).
Due to Corona, in today’s time, everyone’s inclination towards health insurance has increased. If you are also planning to buy an insurance policy, then this news is important for you. LIC runs a social security policy called Aam Aadmi Bima Yojana (Aam Aadmi Bima Yojana). This scheme has been started for the workers in the unorganized sector. Aam Aadmi Bima Yojana is administered by ‘Life Insurance Corporation’ (LIC). It has been implemented by the Ministry of Finance, Government of India.
Under this scheme, along with the benefits of life insurance coverage, coverage is provided to the head of the rural landless family of the state for partial and permanent disability or to a earning member of the family.
Eligibility for LIC Aam Aadmi Insurance Scheme
The applicant should be between 18 and 59 years of age for this insurance scheme. Applicant should be the head of the family or earning member of the household / Below Poverty Line / Above Poverty Line members who live in the city but have not been given the identity card of the urban area / rural should be landless.
Documents required for the scheme
According to the LIC, these documents will be required by the applicant to join the Aam Aadmi Bima Yojana. Such as ration card, birth certificate, proof of school certificate, voter ID, identity card provided by government department, Aadhaar card.
The benefit of this insurance scheme
>> The insurance applied at that time when the member dies naturally during the period of insurance protection under AABY Under the sum assured the nominee will be Rs 30,000.
>> If the death of the registered person is due to accident or disability, then an amount of Rs 75,000 is provided to the nominee according to the policy.
>> In case of disability, an amount of Rs 37,500 is provided to the policy owner or nominee.
>> Under Scholarship Benefit, in this insurance scheme, maximum of two children studying between 9th to 12th are awarded scholarships at the rate of Rs 100 per child. It will be paid semi-annually.
Premium for the Aam Aadmi Bima Yojana is:
Rs. 200 per person per year for the insurance of Rs. 30,000. In which 50 percent of the security fund is borne by the State Government or Union Territory. So in the case of other professional groups, the remaining 50 percent premium is borne by the nodal agency/member/state government or union territory.