Good news for Paytm users! Book train tickets on IRCTC without paying money, know-how

Good news for Paytm users

There is good news for Paytm users! Now they can book tickets through IRCTC and pay for them later. For this, Paytm Payment Gateway (Paytm PG) has launched Buy Now Pay Later service.

It is not necessary to make payment only while booking tickets with this service of Paytm. Paytm has also launched its postpaid service on IRCTC. This will allow postpaid users to book tickets instantly from IRCTC and pay later.

Paytm Postpaid will be available for IRCTC users who have booked these tickets. Paytm gives postpaid users an interest-free credit of up to Rs 60,000 for 30 days. At the end of the billing cycle, users have to pay the full amount. However, users can also get the bill converted into EMI.

Paytm Postpaid can be used quite easily to book IRCTC tickets. For this, you have to open the official portal or app of IRCTC on your device. After that, you proceed to the process of booking the ticket.

In which you will have to give travel information. After this, you will be taken to the payment option to book the ticket. Where you have to select Pay Later option. Here you have to select the option of Paytm Postpaid.

After this, you have to log in by giving the credentials of your Paytm account. OTP will come on your registered phone number. By giving which you can complete the payment process. Your railway ticket will be booked.

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Good news for Paytm users: How to use Paytm Postpaid (BNPL) for IRCTC ticket booking

  • 1) Go to IRCTC, and enter your journey details.
  • 2) Now go to the payment option and select “Pay Later”.
  • 3) Login using Paytm credentials.
  • 4) After that submit by entering OTP.

Users are rapidly adopting the feature

Users have increasingly adopted this facility of Buy Now, Pay Later, as it meets their financial needs. From booking tickets, paying utility bills, and shopping, this feature is proving to be very helpful. Not only this, you can also avail this facility for a wide range of products and services at retail shops and websites.

Interest-free credit up to Rs.60,000

Paytm Postpaid offers interest-free credit of up to Rs.60,000 for a period of up to 30 days. Apart from this, a monthly bill is given to keep track of all their expenses. He can either pay the full amount at the end of his billing cycle or convert his bill into EMI.

Praveen Sharma, CEO, of Paytm Payments Services Limited said, “We strive to provide users with innovative technology-based solutions for easy digital payments and financial services. Paytm Postpaid (BNPL) will now be available for users who want to book train tickets through IRCTC.

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